Rent Today.
Own Tomorrow.

Stop renting. Start owning. Zero down payment required.
Become a homeowner in the Rio Grande Valley.

Whether you’re looking for lease-to-own homes with low monthly payments or rent-to-buy properties with zero down, our Save-to-Own program transforms your monthly rent into homeownership.

Available Properties

    Get Started Here

    Program availability varies by home and community. Full details will be provided in your agreement.

    Your Path to Homeownership in the Rio Grande Valley

    For most renters, monthly payments disappear into someone else’s pocket. With Save to Own, every payment you make moves you closer to owning your home.

    Instead of waiting years to save up, you can live in a Villanueva home right away while your rent automatically builds your down payment. When your rental term ends, you’re ready to take the next step toward ownership. Our rent-to-own programs are designed specifically for Rio Grande Valley families who are ready to stop renting and start building their future.

    How It Works

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    Move In With Zero Down

    No large down payment required, just the first month’s rent.

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    Build Equity While You Rent

    A portion of your monthly rent goes toward your future down payment.

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    Lock In Your Purchase Price

    Secure today’s price for your future purchase.

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    Flexible Credit Requirements

    We work with all credit situations.

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    Try Before You Buy

    Live in your home while preparing for ownership.

    Save to Own is designed for:

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    First-time buyers

    Who want a clear, affordable path to homeownership.

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    Renters

    Who are tired of watching money disappear with nothing to show for it.

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    Families

    Who need time to prepare financially but don’t want to lose more years to renting.

    Move-In Ready Homes

    Each of our move-in ready homes is built with our characteristic quality, elegance, and beauty.

    Transparent Save-to-Own Pricing

    Simple, Fair Monthly Payments Based on Your Home’s Value

    Our Save-to-Own program features straightforward pricing with three payment tiers:

    Starter Homes

    $1,500/month

    • Homes valued up to $230,000
    • Perfect for first-time buyers
    • 2-3 bedrooms in established neighborhoods
    • All utilities and maintenance ready

    Family Homes

    $1,900/month

    • Homes valued $230,000 – $299,000
    • Ideal for growing families
    • 3-4 bedrooms with yards
    • Many with recent updates

    Premium Properties

    $2,500/month

    • Homes valued $300,000+
    • Executive-style residences
    • 4+ bedrooms in premier locations
    • Premium features and finishes

    Rent to Own Homes in McAllen, TX

    Discover affordable rent-to-own homes in McAllen, the heart of the Rio Grande Valley. Our McAllen properties offer the perfect blend of city convenience and Texas charm, with rent-to-own homes near top-rated schools, medical facilities, and shopping centers.

    McAllen families choose our lease-to-own homes because we offer:

    • Properties in established neighborhoods like North McAllen and South McAllen
    • Rent-to-own homes under $1000 per month in select areas
    • 3-4 bedroom houses for rent with option to buy
    • Zero down rent-to-own homes near La Plaza Mall and McAllen Convention Center

    Lease to Own Homes in Edinburg, TX

    Find your perfect lease-to-own home in Edinburg, where university town energy meets family-friendly neighborhoods. Our Edinburg rent-to-own properties are ideal for UTRGV employees, growing families, and anyone looking for legitimate rent-to-own programs in Hidalgo County.

    Edinburg lease-to-own advantages include:

    • Homes near University of Texas Rio Grande Valley campus
    • Family-sized rent-to-buy homes in quiet subdivisions
    • Properties with low monthly payments in Echo Hotel and Schunior areas
    • Houses for rent by owner with flexible lease purchase options

    Rent to Buy Homes in Pharr, TX

    Explore quality rent-to-buy homes in Pharr, your gateway to affordable homeownership in the Rio Grande Valley. Our Pharr properties combine small-town community feel with easy access to major employment centers, making them perfect for working families seeking rent-to-own townhomes or single-family residences.

    Why choose Pharr rent-to-buy properties:

    • Strategic location near Pharr International Bridge
    • Rent-to-own homes with low monthly payments near Las Milpas
    • Zero down options in San Juan Road corridor
    • Family homes near PSJA school district facilities

    Rent to Own Houses in San Juan, TX

    San Juan offers exceptional value for families seeking rent-to-own houses in a close-knit community setting. Our San Juan properties provide the perfect combination of affordability and quality, with zero down rent-to-own homes that make homeownership accessible to more families.

    San Juan rent-to-own benefits:

    • Most affordable rent-to-own home programs in the Valley
    • Houses near San Juan Basilica and historic downtown
    • Properties with yards perfect for growing families
    • Rent-to-own houses under $1000 throughout the city

    Frequently Asked Questions About Rent-to-Own Homes in the Rio Grande Valley

    • What are legitimate rent-to-own programs?

      Legitimate rent-to-own programs, like Villanueva Construction's, provide transparent contracts, clear purchase prices, and genuine paths to ownership. We're a local Rio Grande Valley company with a proven track record of helping families achieve homeownership.

    Testimonials

    Villanueva Construction is an award-winning custom home builder proudly serving the Rio Grande Valley. We are dedicated to building the highest quality homes to your unique specifications.

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